If it only barely bumps you to the next bracket, it’s not worth it

not paying daycare, sick care, before school care

i did mention the benefit cliff, didn’t i?

the way tax works, is that only the money that bump you over the threshold is taxed at the higher bracket.

so if there is a bracket up to $100 taxed at 5% and a bracket between $101 to $200 taxed at 10%…

if you made $101 … the first $100 taxed would cost $5. and the tax on the $1 would cost $0.10.

so someone making $100 pays $5 with $95 remaining, and the person making $101 pays $5.10 with $95.90 remaining…

so then there is no reason to deny a raise of any amount, even riding the threshold.