I had a bank that would always deny my purchase of a game with fraud detection, though I suspect it was because GOG was still banking in Gibraltar then, but then my card was actually stolen and they just let them spend $5 at every store in town until I was overdrawn by the maximum they allowed.
I pay for YouTube and they wouldn’t accept the card I pay them with for validation.
So I took a photo of someone in a YouTube video and they accepted it as me and hey now I’m verified.
Cards are their own issue…
I had a bank that would always deny my purchase of a game with fraud detection, though I suspect it was because GOG was still banking in Gibraltar then, but then my card was actually stolen and they just let them spend $5 at every store in town until I was overdrawn by the maximum they allowed.